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Might you be borrowing more than you can afford? Would you be able to keep up all your debt repayments if interest rates started to rise?

Economists at the Bank of England are warning tens of thousands of borrowers could be at risk if interest rates rise. They calculate that 140,000 people who've taken out mortgages of four and a half times their wages might struggle to pay them in the future.

The Bank of England says risky borrowing isn't just limited to home loans. It's also concerned about personal loans, credit cards and car finance. In past year, outstanding car loans, credit card balance transfer and personal loans have increased by 10% while household incomes have risen by only 1.5%.

Might you have borrowed more than you can afford? Tell us about your experience.

Email youandyours@bbc.co.uk and don't forget to leave a phone number, so we can call you back.
From 11 am on Tuesday 1st August, call us on 03700 100444.

Presenter: Winifred Robinson
Producer: Tara Holmes.