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Louise Cooper and guests discuss childcare costs and the schemes which can help. Call 03700 100 444 between 1pm and 3.30pm on Wednesday 5 July or e-mail moneybox@bbc.co.uk with your questions and stories.

A part time childcare place can cost around 拢6,000 per year say the Family and Childcare Trust. To help with the bill a new Tax Free Childcare scheme began in April and some working parents could receive 30 hours of free childcare from September. Add in Childcare Tax Credits and Vouchers and you need to think carefully about which will leave you better off.

Some nursery providers have warned that they will be forced to raise fees or charge for additional services if there's high demand for the free 30-hours. Let us know if you've been asked to pay new or extra costs.

If you've got a question about how it all works, which you can apply for or want to share your experience of paying for childcare we'd love to hear from you.

Joining Louise Cooper to talk it over are:

Aoife Hamilton, Policy & Information Manager, Employers For Childcare.
Ellen Broom茅, Chief Executive, Family and Childcare Trust.
Neil Leitch, Chief Executive, Pre-school Learning Alliance

Call 03700 100 444 between 1pm and 3.30pm on Wednesday 5 July. Standard geographic charges from landlines and mobiles will apply. Or e-mail moneybox@bbc.co.uk with your thoughts and experiences.

Presenter: Louise Cooper
Producer: Diane Richardson
Editor: Andrew Smith.