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Saving and investing dilemma? To talk to Paul Lewis and guests about your choices and ideas, call 03700 100 444 from 1pm to 3pm on Wednesday 18 March or e-mail moneybox@bbc.co.uk now.

Will chancellor George Osborne unveil any surprises for savers when he delivers his final budget before the election on Wednesday?

Last year's budget introduced the 65+ Guaranteed Growth Bonds, raised the NISA savings limit to 拢15,000 and cut the 10% tax on savings income to 0% for savings income up to from 拢2,880, from April 2015.

Child Trust Funds can also be moved to Junior ISAs from April but where will you find the best interest rates and what are the pros and cons of stock market investments?

What are the options if you are prepared to take a risk on the highs and lows of stock markets? The FTSE 100 has already risen from 6,298 on 15 January to 6,974 on 2 March this year and fallen back again. As well as volatility there will be charges to consider.

Whatever your saving and investing question, joining presenter Paul Lewis to share their views and experience will be:

Anna Bowes, Director, SavingsChampion.
Patrick Connolly, Certified Financial Planner, Chase de Vere.
Justin Modray, Director, Candid Financial Advice.

Call 03700 100 444 from 1pm to 3.30pm on Wednesday or e-mail your question to moneybox@bbc.co.uk now. Standard geographic call charges apply.