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The CAB has compiled a list of the top consumer gripes of 2012. It's the first time that CAB , the new consumer champions, have drawn up the list but some things never change- cars and garages top the list miscreants. The Cheltenham horse racing festival is one of the few times in the year that on course bookies get the chance to prosper but in general they are a dying breed as punters turn to the internet and telephone to lay their bets. The Asda Mumdex, a survey of over 5000 mothers, shows that family budgets are being stretched to the limit with worries over energy and food outstripping all other concerns. Npower are the first of the big six energy companies to launch their new 'easy to understand' bills. The tribunal that deals with complaints from private parking enforcement say they uphold the majority of cases referred to them in favour of motorists. With no new agreement between the government and insurers on subsidies for home insurance premiums for people who live in areas liable to flooding we look at how the French combat the threat of inundation. The Royal Mail is to charge a fuel surcharge for delivering mail on behalf of their contract business customers.