Local Banking
Michael Robinson asks what went wrong with Britain's banks and asks whether a return to the banking of yesteryear is a possible solution.
Big British banks are now widely accused of damaging the economy by failing to support their customers.
In the second programme of this four-part series, Michael Robinson examines one potential solution: banks which aim to return to traditional banking values.
One of these is Handelsbanken - the second largest bank in Sweden. Britain is now its fastest-expanding market. Handelsbanken has no sales targets for loans, no computerised credit checking systems for customers, no bonuses for managers, no advertising. This bank aims do business directly between local managers and local customers.
Staff and customer satisfaction at such banks are at the top of the charts, but how far can such human-centred banking fill the gap left by the dominant British giants?
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PPI: The Inside Story
Michael Robinson investigates the origins of PPI mis-selling.
Peer to Peer Lending
Michael Robinson reports on initiatives to do without banks, like peer-to-peer lending.
What Next for the Big Banks?
Michael Robinson assesses what the future holds in the wake of the rate-fixing scandal.
Broadcasts
- Sat 11 Aug 2012 12:00麻豆社 Radio 4 FM
- Sat 11 Aug 2012 12:04麻豆社 Radio 4 LW
- Wed 15 Aug 2012 15:00麻豆社 Radio 4